West Palm Beach Bankruptcy Attorney

A Solution for Serious Debt Problems: A Fresh Start through Bankruptcy

When serious financial difficulties are leading to days filled with stress and anxiety, with creditor calls, letters and legal threats, it may be time to consider filing for bankruptcy, or finding another legal solution that will bring relief. The federal government has made it possible for individuals and families to get a fresh financial start through filing chapter 7 or chapter 11 bankruptcy. The Florida real estate market was hit hard in recent years, and if you purchased a home during the subprime mortgage boom, you are likely now dealing with the repercussions. Banks and other lenders may have been unwilling to help or negotiate down your mortgage, or the situation is so critical that there is very little time to resolve a threat of foreclosure. My firm, Law Office of Edwin M Walker III, P.A., is committed to helping people in financial distress get back on track and resolve their debt problems.

Bankruptcy Lawyer in West Palm Beach, FL

There are many myths about bankruptcy that can be found on the internet or through friends or rumor s that circulate throughout the culture. There are many so-called debt relief firms that are popping up all over the state to make money off unfortunate people. Honest, straightforward and accurate legal information is important in a decision about "is bankruptcy right for me?" I, Attorney Edwin Walker, can help you by reviewing your individual situation and helping you come to a conclusion about how to resolve your serious financial problems. I will assist you to identify the best options to save you from the potential losses you could be facing.

There are benefits of bankruptcy that should be fully understood, whether you are considering filing chapter 7 or chapter 13. Some people will not qualify for chapter 7, in which your debt is discharged. After taking the means test it can easily be established whether you will qualify for this form of bankruptcy. This test is now a requirement for filing a bankruptcy petition, and I am very familiar with the process and how to correctly evaluate your finances.

I have seen that most people who are in severe financial stress will qualify for this form of bankruptcy, which allows you to discharge most of your consumer debt, such as credit card bills, phone bills, medical bills, utilities, personal loans and other unsecured debt. The situation regarding a foreclosure on your home can be evaluated as well; there are options for those who want to keep their home, and also for those who want to be free of a property that is now mortgaged far beyond its current market value. These matters can be resolved through a short sale in many cases. There are options for you and your family, and I am here to help you find the best one for your personal financial situation.

I am very familiar with the bankruptcy process, and will give you the help you need at an affordable rate. When filing bankruptcy, it is critical that every document submitted and every item in your filing is correct; with any errors or failures to disclose certain assets or bills can lead to delays, a denial of your petition or even legal problems in some cases. It is very important that you have a qualified West Palm Beach bankruptcy lawyer assist you to avoid the potential troubles you could face if your petition is delayed or denied. I will give you the true information about your credit and other aspects of life after bankruptcy. Hardworking people are paying the price for actions taken on Wall Street, and I am here to help them unravel the problem and get them back on track financially, including resolving the financial stress, ending the creditor calls and threats, and allowing them to focus on moving forward with a fresh start.

My firm also provides legal representation in other areas of practice. I serve the West Palm Beach community in legal issues involving real estate, family law, including divorce, child custody, child support, spousal support and other vital matters. When it comes to matters of the law, I am well-qualified and capable to handle even the most difficult of circumstances.

Contact a West Palm Beach bankruptcy lawyer from the firm for honest, compassionate legal counsel and help that you can trust.